Frequently Asked
Questions

Completely legal. Lines of credit have existed for decades. The UnMortgage just uses them the way banks hoped you never would. They calculate interest daily instead of front-loading it like a traditional mortgage. Your bank won't offer it because it destroys their profit margins, not because there's anything illegal about it.

No catch. Just math the banks don't want you to understand. Variable rates don't matter when your principal drops massive amounts daily. You're fighting a 24-hour war, not a 30-year sentence. The numbers work because daily simple interest beats amortized interest every time.

The UnMortgage system works in all 50 states. The math is the math. Daily simple interest beats amortized interest everywhere. If you're in North Carolina, we can originate the HELOC directly. If you're outside NC, we'll connect you with trusted partners who can set up the same structure.

You don't need perfect credit. You need equity and income. If you qualified for your current mortgage, you can likely qualify for the UnMortgage. We'll run your numbers in the free strategy session and let you know exactly where you stand.

Jason is a licensed mortgage professional (NMLS #3370). He gets compensated when you close on an UnMortgage product, not for the strategy session. The session is free because the math sells itself. Full transparency: if you implement the system, the lender pays a commission just like any mortgage transaction.

Because it destroys their profit margins. Your bank makes money on amortized interest. The UnMortgage kills that revenue stream. They'd rather keep you trapped in the 30-year mugging, making minimum payments while interest eats you alive, than offer you a product that frees you in 5-7 years.

That's your choice. But understand you're choosing to keep getting robbed. The numbers don't lie. Check your amortization schedule and see how much interest you'll pay over 30 years. Then ask yourself if the bank deserves that money more than your family does.