Free Book Preview
Your 30yr Mortgage is a F@KIN' Joke
You have made every payment on time. So why does it feel like you are getting nowhere?
Read the introduction and opening chapter, then run the included Mortgage Labor Audit worksheet. The complete digital edition goes deeper into daily-balance interest, automation, risks, and the full comparison framework.
Jason Iacovelli | NMLS ID 3370 | Inside mortgage lending since 1995
Includes the introduction, opening chapter, and Mortgage Labor Audit worksheet. The complete digital book is $14.99.
What is inside the free preview
The mortgage math worth seeing for yourself
Read the opening argument
Get the introduction and opening chapter that explain why rate and payment alone do not show the full mortgage scoreboard.
Run the Mortgage Labor Audit
Use the included worksheet to convert scheduled interest into after-tax work-hours using numbers from your own documents.
Compare your options
Use the free Money Map to place the current mortgage beside a modeled alternative using your balance, rate, term, income, and spending assumptions.
Why Jason wrote it
The conversation he wishes every homeowner had before closing
Jason has worked inside mortgage lending since 1995. He watched homeowners focus on rate and payment while the larger questions about total cost, cash flow, liquidity, and remaining term stayed buried.
Cancer at 23 changed how he looks at time, risk, and long-term debt. It did not turn him into a motivational speaker. It made him allergic to financial decisions that nobody took the time to explain clearly.
The book is the blunt version of that missing conversation. It does not claim one loan structure is right for everyone. It gives you the framework to ask better questions and compare the full picture.
“I’d rather lose the deal than set you on fire.”
What happens after download
Read. Watch. Compare. Then decide.
Download the preview
Submit the form and the preview plus worksheet will be ready on the briefing page.
Run the labor audit
Use your scheduled-interest dollars and after-tax hourly income to see the cost in working time.
Build the Money Map
Run your actual mortgage and cash-flow assumptions through the free calculator.
Read the complete edition
Get the full framework when you are ready to go beyond the opening argument and worksheet.
Pull the preview and see for yourself
Either the numbers support what you have, or they give you better questions
Either way, you are better off knowing. Download the preview, run the labor audit, and decide whether your mortgage deserves a full comparison.
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Ready for the full framework? Get the Complete Book for $14.99